Call reports 2019
BANK OF EASTON — 2019
What BANK OF EASTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,074,000 | 149,348,000 | 154,172,000 | 161,102,000 |
| Total loans | 86,653,000 | 86,943,000 | 87,591,000 | 87,561,000 |
| Allowance for loan losses | 478,000 | 479,000 | 485,000 | 492,000 |
| Securities available for sale | 29,491,000 | 28,632,000 | 30,772,000 | 33,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,376,000 | 123,211,000 | 127,728,000 | 136,346,000 |
| Interest-bearing deposits | 97,390,000 | 97,382,000 | 102,775,000 | 110,253,000 |
| Noninterest-bearing deposits | 24,986,000 | 25,829,000 | 24,953,000 | 26,093,000 |
| Equity capital | 16,908,000 | 17,424,000 | 17,776,000 | 18,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,384,000 | 3,574,000 | 4,759,000 |
| Interest expense | 284,000 | 593,000 | 917,000 | 1,255,000 |
| Net interest income | 900,000 | 1,791,000 | 2,657,000 | 3,504,000 |
| Noninterest income | 105,000 | 212,000 | 319,000 | 442,000 |
| Noninterest expense | 665,000 | 1,284,000 | 1,920,000 | 2,560,000 |
| Provision for loan losses | 5,000 | 16,000 | 19,000 | 27,000 |
| Pretax income | 335,000 | 704,000 | 1,039,000 | 1,361,000 |
| Income tax | 81,000 | 170,000 | 237,000 | 310,000 |
| Net income | 254,000 | 534,000 | 802,000 | 1,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,016,000 | 17,294,000 | 17,565,000 | 17,814,000 |
| Total capital | 17,531,000 | 17,809,000 | 18,086,000 | 18,342,000 |
| Risk-weighted assets | 67,130,000 | 67,180,000 | 67,731,000 | 69,957,000 |