Call reports 2018
BANK OF EASTON — 2018
What BANK OF EASTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 137,558,000 | 138,709,000 | 138,626,000 | 144,420,000 |
| Total loans | 79,891,000 | 82,758,000 | 85,205,000 | 88,889,000 |
| Allowance for loan losses | 434,000 | 446,000 | 456,000 | 473,000 |
| Securities available for sale | 30,480,000 | 28,692,000 | 27,995,000 | 28,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,125,000 | 114,107,000 | 113,875,000 | 119,218,000 |
| Interest-bearing deposits | 89,920,000 | 89,980,000 | 91,397,000 | 92,821,000 |
| Noninterest-bearing deposits | 23,205,000 | 24,127,000 | 22,478,000 | 26,397,000 |
| Equity capital | 15,481,000 | 15,678,000 | 15,828,000 | 16,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,048,000 | 3,140,000 | 4,285,000 |
| Interest expense | 172,000 | 367,000 | 602,000 | 861,000 |
| Net interest income | 833,000 | 1,681,000 | 2,538,000 | 3,424,000 |
| Noninterest income | 101,000 | 196,000 | 299,000 | 416,000 |
| Noninterest expense | 644,000 | 1,251,000 | 1,894,000 | 2,489,000 |
| Provision for loan losses | 11,000 | 23,000 | 34,000 | 51,000 |
| Pretax income | 263,000 | 587,000 | 894,000 | 1,284,000 |
| Income tax | 59,000 | 136,000 | 200,000 | 292,000 |
| Net income | 204,000 | 451,000 | 694,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,975,000 | 16,222,000 | 16,464,000 | 16,763,000 |
| Total capital | 16,443,000 | 16,702,000 | 16,956,000 | 17,271,000 |
| Risk-weighted assets | 64,350,000 | 65,722,000 | 66,957,000 | 68,870,000 |