Call reports 2016
BANK OF EASTON — 2016
What BANK OF EASTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,705,000 | 130,396,000 | 133,109,000 | 134,164,000 |
| Total loans | 74,477,000 | 75,356,000 | 74,577,000 | 75,049,000 |
| Allowance for loan losses | 429,000 | 435,000 | 441,000 | 454,000 |
| Securities available for sale | 27,027,000 | 27,997,000 | 28,008,000 | 29,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,162,000 | 105,587,000 | 108,296,000 | 109,836,000 |
| Interest-bearing deposits | 83,303,000 | 83,934,000 | 84,521,000 | 85,853,000 |
| Noninterest-bearing deposits | 21,859,000 | 21,653,000 | 23,775,000 | 23,983,000 |
| Equity capital | 14,660,000 | 14,900,000 | 15,081,000 | 14,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,776,000 | 2,654,000 | 3,528,000 |
| Interest expense | 119,000 | 241,000 | 368,000 | 496,000 |
| Net interest income | 771,000 | 1,535,000 | 2,286,000 | 3,032,000 |
| Noninterest income | 108,000 | 219,000 | 322,000 | 414,000 |
| Noninterest expense | 624,000 | 1,208,000 | 1,818,000 | 2,356,000 |
| Provision for loan losses | 7,000 | 14,000 | 21,000 | 34,000 |
| Pretax income | 248,000 | 575,000 | 816,000 | 1,103,000 |
| Income tax | 70,000 | 175,000 | 236,000 | 317,000 |
| Net income | 178,000 | 400,000 | 580,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,400,000 | 14,622,000 | 14,803,000 | 15,008,000 |
| Total capital | 14,853,000 | 15,084,000 | 15,272,000 | 15,490,000 |
| Risk-weighted assets | 59,579,000 | 61,071,000 | 61,516,000 | 61,732,000 |