Call reports 2015
BANK OF EASTON — 2015
What BANK OF EASTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,360,000 | 126,180,000 | 126,403,000 | 127,416,000 |
| Total loans | 71,909,000 | 73,613,000 | 75,142,000 | 75,567,000 |
| Allowance for loan losses | 448,000 | 400,000 | 413,000 | 422,000 |
| Securities available for sale | 31,479,000 | 29,876,000 | 27,741,000 | 27,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,107,000 | 102,107,000 | 102,027,000 | 103,029,000 |
| Interest-bearing deposits | 81,882,000 | 81,770,000 | 80,559,000 | 82,163,000 |
| Noninterest-bearing deposits | 20,225,000 | 20,337,000 | 21,468,000 | 20,866,000 |
| Equity capital | 13,958,000 | 13,969,000 | 14,265,000 | 14,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,722,000 | 2,603,000 | 3,478,000 |
| Interest expense | 110,000 | 223,000 | 336,000 | 453,000 |
| Net interest income | 742,000 | 1,499,000 | 2,267,000 | 3,025,000 |
| Noninterest income | 107,000 | 218,000 | 329,000 | 441,000 |
| Noninterest expense | 590,000 | 1,196,000 | 1,763,000 | 2,365,000 |
| Provision for loan losses | 15,000 | 23,000 | 36,000 | 46,000 |
| Pretax income | 244,000 | 498,000 | 810,000 | 1,097,000 |
| Income tax | 62,000 | 126,000 | 211,000 | 272,000 |
| Net income | 182,000 | 372,000 | 599,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,580,000 | 13,770,000 | 13,997,000 | 14,223,000 |
| Total capital | 14,053,000 | 14,195,000 | 14,435,000 | 14,670,000 |
| Risk-weighted assets | 57,734,000 | 58,613,000 | 59,602,000 | 60,740,000 |