Call reports 2014
BANK OF EASTON — 2014
What BANK OF EASTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 120,850,000 | 120,852,000 | 120,860,000 | 122,075,000 |
| Total loans | 63,910,000 | 65,708,000 | 67,163,000 | 67,805,000 |
| Allowance for loan losses | 407,000 | 415,000 | 421,000 | 433,000 |
| Securities available for sale | 36,340,000 | 35,582,000 | 34,396,000 | 33,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,275,000 | 96,945,000 | 96,705,000 | 97,609,000 |
| Interest-bearing deposits | 79,561,000 | 79,055,000 | 78,836,000 | 78,666,000 |
| Noninterest-bearing deposits | 17,714,000 | 17,890,000 | 17,869,000 | 18,943,000 |
| Equity capital | 12,945,000 | 13,270,000 | 13,490,000 | 13,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,679,000 | 2,531,000 | 3,397,000 |
| Interest expense | 121,000 | 243,000 | 359,000 | 475,000 |
| Net interest income | 713,000 | 1,436,000 | 2,172,000 | 2,922,000 |
| Noninterest income | 108,000 | 222,000 | 335,000 | 440,000 |
| Noninterest expense | 545,000 | 1,135,000 | 1,695,000 | 2,304,000 |
| Provision for loan losses | 8,000 | 16,000 | 22,000 | 35,000 |
| Pretax income | 269,000 | 508,000 | 791,000 | 1,024,000 |
| Income tax | 68,000 | 124,000 | 195,000 | 245,000 |
| Net income | 201,000 | 384,000 | 596,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,820,000 | 13,003,000 | 13,215,000 | 13,398,000 |
| Total capital | 13,252,000 | 13,443,000 | 13,661,000 | 13,856,000 |
| Risk-weighted assets | 54,261,000 | 55,629,000 | 55,961,000 | 55,958,000 |