Call reports 2013
BANK OF EASTON — 2013
What BANK OF EASTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,108,000 | 117,228,000 | 119,892,000 | 119,086,000 |
| Total loans | 58,663,000 | 58,103,000 | 61,374,000 | 61,471,000 |
| Allowance for loan losses | 390,000 | 392,000 | 398,000 | 399,000 |
| Securities available for sale | 37,902,000 | 38,317,000 | 37,986,000 | 37,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,646,000 | 94,112,000 | 96,694,000 | 95,717,000 |
| Interest-bearing deposits | 74,719,000 | 75,979,000 | 77,914,000 | 77,407,000 |
| Noninterest-bearing deposits | 18,927,000 | 18,133,000 | 18,780,000 | 18,310,000 |
| Equity capital | 12,577,000 | 12,211,000 | 12,400,000 | 12,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,593,000 | 2,385,000 | 3,204,000 |
| Interest expense | 135,000 | 268,000 | 395,000 | 519,000 |
| Net interest income | 675,000 | 1,325,000 | 1,990,000 | 2,685,000 |
| Noninterest income | 112,000 | 252,000 | 363,000 | 473,000 |
| Noninterest expense | 982,000 | 1,544,000 | 2,061,000 | 2,624,000 |
| Provision for loan losses | 4,000 | 6,000 | 12,000 | 14,000 |
| Pretax income | -199,000 | 27,000 | 280,000 | 520,000 |
| Income tax | -58,000 | -7,000 | 55,000 | 71,000 |
| Net income | -141,000 | 34,000 | 225,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,029,000 | 12,204,000 | 12,395,000 | 12,619,000 |
| Total capital | 12,440,000 | 12,617,000 | 12,814,000 | 13,044,000 |
| Risk-weighted assets | 52,011,000 | 52,020,000 | 53,312,000 | 53,200,000 |