Call reports 2012
BANK OF EASTON — 2012
What BANK OF EASTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,372,000 | 110,973,000 | 113,254,000 | 116,801,000 |
| Total loans | 57,392,000 | 57,094,000 | 56,782,000 | 57,931,000 |
| Allowance for loan losses | 371,000 | 373,000 | 375,000 | 398,000 |
| Securities available for sale | 32,483,000 | 33,014,000 | 33,541,000 | 34,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,026,000 | 89,938,000 | 92,003,000 | 95,422,000 |
| Interest-bearing deposits | 74,193,000 | 73,621,000 | 74,079,000 | 74,468,000 |
| Noninterest-bearing deposits | 16,833,000 | 16,317,000 | 17,924,000 | 20,954,000 |
| Equity capital | 12,005,000 | 12,201,000 | 12,472,000 | 12,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,683,000 | 2,529,000 | 3,335,000 |
| Interest expense | 177,000 | 346,000 | 509,000 | 661,000 |
| Net interest income | 669,000 | 1,337,000 | 2,020,000 | 2,674,000 |
| Noninterest income | 114,000 | 224,000 | 347,000 | 889,000 |
| Noninterest expense | 588,000 | 1,188,000 | 1,747,000 | 2,337,000 |
| Provision for loan losses | 5,000 | 10,000 | 13,000 | 36,000 |
| Pretax income | 190,000 | 363,000 | 607,000 | 1,192,000 |
| Income tax | 35,000 | 66,000 | 124,000 | 313,000 |
| Net income | 155,000 | 297,000 | 483,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,445,000 | 11,588,000 | 11,773,000 | 12,170,000 |
| Total capital | 11,837,000 | 11,983,000 | 12,169,000 | 12,589,000 |
| Risk-weighted assets | 50,855,000 | 50,305,000 | 50,091,000 | 50,744,000 |