Call reports 2011
BANK OF EASTON — 2011
What BANK OF EASTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 106,550,000 | 107,896,000 | 110,730,000 | 110,266,000 |
| Total loans | 57,881,000 | 58,457,000 | 58,117,000 | 56,999,000 |
| Allowance for loan losses | 351,000 | 356,000 | 362,000 | 365,000 |
| Securities available for sale | 30,303,000 | 30,211,000 | 31,603,000 | 31,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,711,000 | 85,292,000 | 88,687,000 | 88,647,000 |
| Interest-bearing deposits | 70,123,000 | 71,028,000 | 74,036,000 | 73,355,000 |
| Noninterest-bearing deposits | 13,588,000 | 14,264,000 | 14,651,000 | 15,292,000 |
| Equity capital | 11,108,000 | 11,422,000 | 11,696,000 | 11,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,780,000 | 2,677,000 | 3,549,000 |
| Interest expense | 217,000 | 428,000 | 632,000 | 820,000 |
| Net interest income | 652,000 | 1,352,000 | 2,045,000 | 2,729,000 |
| Noninterest income | 100,000 | 199,000 | 303,000 | 418,000 |
| Noninterest expense | 587,000 | 1,181,000 | 1,751,000 | 2,325,000 |
| Provision for loan losses | 9,000 | 14,000 | 21,000 | 26,000 |
| Pretax income | 156,000 | 356,000 | 576,000 | 797,000 |
| Income tax | 27,000 | 73,000 | 120,000 | 146,000 |
| Net income | 129,000 | 283,000 | 456,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,768,000 | 10,923,000 | 11,096,000 | 11,291,000 |
| Total capital | 11,140,000 | 11,303,000 | 11,482,000 | 11,677,000 |
| Risk-weighted assets | 51,030,000 | 51,258,000 | 51,416,000 | 50,508,000 |