Call reports 2010
BANK OF EASTON — 2010
What BANK OF EASTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 99,561,000 | 100,028,000 | 99,490,000 | 99,498,000 |
| Total loans | 59,229,000 | 58,033,000 | 55,454,000 | 55,645,000 |
| Allowance for loan losses | 348,000 | 353,000 | 334,000 | 343,000 |
| Securities available for sale | 24,490,000 | 24,565,000 | 25,143,000 | 25,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,322,000 | 81,534,000 | 81,219,000 | 81,271,000 |
| Interest-bearing deposits | 69,646,000 | 70,411,000 | 68,656,000 | 68,019,000 |
| Noninterest-bearing deposits | 11,676,000 | 11,123,000 | 12,563,000 | 13,252,000 |
| Equity capital | 10,604,000 | 10,797,000 | 10,997,000 | 10,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,915,000 | 2,821,000 | 3,697,000 |
| Interest expense | 297,000 | 562,000 | 806,000 | 1,033,000 |
| Net interest income | 681,000 | 1,353,000 | 2,015,000 | 2,664,000 |
| Noninterest income | 111,000 | 219,000 | 322,000 | 440,000 |
| Noninterest expense | 548,000 | 1,084,000 | 1,648,000 | 2,231,000 |
| Provision for loan losses | 23,000 | 27,000 | 45,000 | 54,000 |
| Pretax income | 221,000 | 449,000 | 632,000 | 804,000 |
| Income tax | 57,000 | 112,000 | 152,000 | 165,000 |
| Net income | 164,000 | 337,000 | 480,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,157,000 | 10,334,000 | 10,474,000 | 10,634,000 |
| Total capital | 10,526,000 | 10,708,000 | 10,829,000 | 10,998,000 |
| Risk-weighted assets | 49,242,000 | 47,919,000 | 47,527,000 | 48,092,000 |