Call reports 2009
BANK OF EASTON — 2009
What BANK OF EASTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 97,310,000 | 99,183,000 | 98,601,000 | 99,134,000 |
| Total loans | 59,740,000 | 60,842,000 | 61,176,000 | 60,863,000 |
| Allowance for loan losses | 326,000 | 320,000 | 327,000 | 328,000 |
| Securities available for sale | 21,825,000 | 23,579,000 | 23,942,000 | 24,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,629,000 | 80,132,000 | 79,746,000 | 80,718,000 |
| Interest-bearing deposits | 67,968,000 | 68,317,000 | 69,367,000 | 67,973,000 |
| Noninterest-bearing deposits | 11,661,000 | 11,815,000 | 10,379,000 | 12,745,000 |
| Equity capital | 9,832,000 | 9,873,000 | 10,265,000 | 10,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,028,000 | 3,051,000 | 4,095,000 |
| Interest expense | 443,000 | 862,000 | 1,256,000 | 1,590,000 |
| Net interest income | 574,000 | 1,166,000 | 1,795,000 | 2,505,000 |
| Noninterest income | 100,000 | 205,000 | 310,000 | 419,000 |
| Noninterest expense | 556,000 | 1,133,000 | 1,685,000 | 2,283,000 |
| Provision for loan losses | 7,000 | 18,000 | 25,000 | 30,000 |
| Pretax income | 111,000 | 223,000 | 398,000 | 614,000 |
| Income tax | 10,000 | 19,000 | 54,000 | 109,000 |
| Net income | 101,000 | 204,000 | 344,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,581,000 | 9,686,000 | 9,840,000 | 9,991,000 |
| Total capital | 9,927,000 | 10,026,000 | 10,189,000 | 10,340,000 |
| Risk-weighted assets | 50,492,000 | 51,568,000 | 51,889,000 | 51,039,000 |