Call reports 2008
BANK OF EASTON — 2008
What BANK OF EASTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 90,402,000 | 90,887,000 | 90,526,000 | 91,544,000 |
| Total loans | 56,090,000 | 58,219,000 | 59,676,000 | 59,718,000 |
| Allowance for loan losses | 310,000 | 313,000 | 315,000 | 320,000 |
| Securities available for sale | 22,531,000 | 21,771,000 | 20,300,000 | 19,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,794,000 | 70,461,000 | 70,582,000 | 73,371,000 |
| Interest-bearing deposits | 61,406,000 | 59,972,000 | 60,084,000 | 62,922,000 |
| Noninterest-bearing deposits | 11,388,000 | 10,489,000 | 10,498,000 | 10,449,000 |
| Equity capital | 9,572,000 | 9,441,000 | 9,137,000 | 9,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,170,000 | 3,248,000 | 4,310,000 |
| Interest expense | 545,000 | 1,027,000 | 1,504,000 | 1,956,000 |
| Net interest income | 557,000 | 1,143,000 | 1,744,000 | 2,354,000 |
| Noninterest income | 81,000 | 168,000 | 254,000 | 348,000 |
| Noninterest expense | 533,000 | 1,008,000 | 1,528,000 | 2,052,000 |
| Provision for loan losses | 2,000 | 6,000 | 8,000 | 14,000 |
| Pretax income | 103,000 | 297,000 | -127,000 | 50,000 |
| Income tax | 5,000 | 48,000 | 81,000 | -86,000 |
| Net income | 98,000 | 249,000 | -208,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,458,000 | 9,609,000 | 9,152,000 | 9,482,000 |
| Total capital | 9,787,000 | 9,941,000 | 9,486,000 | 9,821,000 |
| Risk-weighted assets | 48,819,000 | 50,665,000 | 50,268,000 | 50,736,000 |