Call reports 2007
BANK OF EASTON — 2007
What BANK OF EASTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 91,814,000 | 91,261,000 | 89,822,000 | 88,364,000 |
| Total loans | 57,328,000 | 57,228,000 | 57,445,000 | 57,471,000 |
| Allowance for loan losses | 303,000 | 304,000 | 306,000 | 308,000 |
| Securities available for sale | 21,351,000 | 20,719,000 | 20,764,000 | 19,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,833,000 | 75,484,000 | 73,494,000 | 72,459,000 |
| Interest-bearing deposits | 64,596,000 | 63,446,000 | 61,796,000 | 62,054,000 |
| Noninterest-bearing deposits | 11,237,000 | 12,038,000 | 11,698,000 | 10,405,000 |
| Equity capital | 9,007,000 | 8,992,000 | 9,166,000 | 9,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,229,000 | 3,349,000 | 4,490,000 |
| Interest expense | 588,000 | 1,192,000 | 1,818,000 | 2,400,000 |
| Net interest income | 523,000 | 1,037,000 | 1,531,000 | 2,090,000 |
| Noninterest income | 90,000 | 175,000 | 265,000 | 349,000 |
| Noninterest expense | 479,000 | 962,000 | 1,466,000 | 1,930,000 |
| Provision for loan losses | 1,000 | 2,000 | 4,000 | 6,000 |
| Pretax income | 133,000 | 248,000 | 317,000 | 494,000 |
| Income tax | 19,000 | 30,000 | 19,000 | 56,000 |
| Net income | 114,000 | 218,000 | 298,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,036,000 | 9,140,000 | 9,220,000 | 9,360,000 |
| Total capital | 9,358,000 | 9,463,000 | 9,545,000 | 9,687,000 |
| Risk-weighted assets | 48,606,000 | 48,958,000 | 49,637,000 | 49,007,000 |