Call reports 2006
BANK OF EASTON — 2006
What BANK OF EASTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 91,524,000 | 92,657,000 | 89,851,000 | 92,576,000 |
| Total loans | 54,512,000 | 56,436,000 | 57,014,000 | 57,252,000 |
| Allowance for loan losses | 283,000 | 291,000 | 300,000 | 302,000 |
| Securities available for sale | 23,445,000 | 21,826,000 | 22,410,000 | 22,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,052,000 | 77,930,000 | 73,630,000 | 76,818,000 |
| Interest-bearing deposits | 65,444,000 | 65,420,000 | 62,281,000 | 64,941,000 |
| Noninterest-bearing deposits | 11,608,000 | 12,510,000 | 11,349,000 | 11,877,000 |
| Equity capital | 8,300,000 | 8,345,000 | 8,659,000 | 8,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,103,000 | 3,212,000 | 4,341,000 |
| Interest expense | 444,000 | 923,000 | 1,462,000 | 2,045,000 |
| Net interest income | 596,000 | 1,180,000 | 1,750,000 | 2,296,000 |
| Noninterest income | 81,000 | 159,000 | 241,000 | 323,000 |
| Noninterest expense | 470,000 | 913,000 | 1,393,000 | 1,839,000 |
| Provision for loan losses | 2,000 | 10,000 | 16,000 | 18,000 |
| Pretax income | 203,000 | 414,000 | 580,000 | 760,000 |
| Income tax | 50,000 | 102,000 | 133,000 | 170,000 |
| Net income | 153,000 | 312,000 | 447,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,461,000 | 8,615,000 | 8,779,000 | 8,922,000 |
| Total capital | 8,763,000 | 8,925,000 | 9,098,000 | 9,243,000 |
| Risk-weighted assets | 45,493,000 | 47,046,000 | 46,763,000 | 47,896,000 |