Call reports 2002
BANK OF EASTON — 2002
What BANK OF EASTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,299,000 | 76,370,000 | 82,841,000 | 84,551,000 |
| Total loans | 39,465,000 | 41,563,000 | 44,226,000 | 47,588,000 |
| Allowance for loan losses | 167,000 | 170,000 | 173,000 | 180,000 |
| Securities available for sale | 25,064,000 | 25,798,000 | 25,508,000 | 27,762,000 |
| Securities held to maturity | 64,000 | 53,000 | 44,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,020,000 | 65,536,000 | 69,753,000 | 70,917,000 |
| Interest-bearing deposits | 54,504,000 | 53,521,000 | 57,228,000 | 59,565,000 |
| Noninterest-bearing deposits | 9,516,000 | 12,015,000 | 12,525,000 | 11,352,000 |
| Equity capital | 5,452,000 | 5,883,000 | 6,258,000 | 6,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,036,000 | 3,069,000 | 4,098,000 |
| Interest expense | 437,000 | 863,000 | 1,280,000 | 1,699,000 |
| Net interest income | 584,000 | 1,173,000 | 1,789,000 | 2,399,000 |
| Noninterest income | 78,000 | 149,000 | 226,000 | 313,000 |
| Noninterest expense | 370,000 | 761,000 | 1,120,000 | 1,501,000 |
| Provision for loan losses | 1,000 | 4,000 | 7,000 | 14,000 |
| Pretax income | 305,000 | 567,000 | 898,000 | 1,224,000 |
| Income tax | 107,000 | 195,000 | 311,000 | 410,000 |
| Net income | 198,000 | 372,000 | 587,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,421,000 | 5,586,000 | 5,804,000 | 6,012,000 |
| Total capital | 5,590,000 | 5,756,000 | 5,977,000 | 6,192,000 |
| Risk-weighted assets | 34,975,000 | 35,810,000 | 38,572,000 | 41,497,000 |