Call reports 2001
BANK OF EASTON — 2001
What BANK OF EASTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,430,000 | 66,386,000 | 68,196,000 | 70,403,000 |
| Total loans | 39,515,000 | 40,672,000 | 40,916,000 | 40,894,000 |
| Allowance for loan losses | 165,000 | 165,000 | 167,000 | 167,000 |
| Securities available for sale | 15,891,000 | 16,948,000 | 19,286,000 | 21,165,000 |
| Securities held to maturity | 103,000 | 103,000 | 99,000 | 87,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,346,000 | 58,253,000 | 59,692,000 | 61,223,000 |
| Interest-bearing deposits | 47,940,000 | 48,164,000 | 51,135,000 | 51,407,000 |
| Noninterest-bearing deposits | 9,406,000 | 10,089,000 | 8,557,000 | 9,816,000 |
| Equity capital | 4,969,000 | 5,073,000 | 5,357,000 | 5,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,042,000 | 3,064,000 | 4,085,000 |
| Interest expense | 525,000 | 1,062,000 | 1,580,000 | 2,060,000 |
| Net interest income | 478,000 | 980,000 | 1,484,000 | 2,025,000 |
| Noninterest income | 55,000 | 123,000 | 184,000 | 261,000 |
| Noninterest expense | 359,000 | 771,000 | 1,144,000 | 1,541,000 |
| Provision for loan losses | 3,000 | 4,000 | 6,000 | 6,000 |
| Pretax income | 185,000 | 344,000 | 571,000 | 792,000 |
| Income tax | 74,000 | 137,000 | 202,000 | 278,000 |
| Net income | 111,000 | 207,000 | 369,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,820,000 | 4,916,000 | 5,078,000 | 5,223,000 |
| Total capital | 4,985,000 | 5,085,000 | 5,252,000 | 5,396,000 |
| Risk-weighted assets | 32,631,000 | 34,218,000 | 34,522,000 | 34,895,000 |