Call reports 2016
COMMUNITY BANK, COAST — 2016
What COMMUNITY BANK, COAST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 769,897,000 | 770,193,000 | 754,789,000 | 777,760,000 |
| Total loans | 553,019,000 | 561,691,000 | 570,701,000 | 579,494,000 |
| Allowance for loan losses | 5,729,000 | 6,071,000 | 5,930,000 | 6,260,000 |
| Securities available for sale | 87,101,000 | 69,257,000 | 66,892,000 | 74,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,207,000 | 683,407,000 | 666,577,000 | 690,873,000 |
| Interest-bearing deposits | 570,773,000 | 555,482,000 | 531,787,000 | 642,744,000 |
| Noninterest-bearing deposits | 117,434,000 | 127,925,000 | 134,790,000 | 48,129,000 |
| Equity capital | 75,240,000 | 75,918,000 | 76,373,000 | 76,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,276,000 | 14,815,000 | 22,350,000 | 29,981,000 |
| Interest expense | 961,000 | 1,898,000 | 2,776,000 | 3,669,000 |
| Net interest income | 6,315,000 | 12,917,000 | 19,574,000 | 26,312,000 |
| Noninterest income | 1,054,000 | 2,202,000 | 3,274,000 | 4,118,000 |
| Noninterest expense | 5,263,000 | 10,614,000 | 15,961,000 | 21,032,000 |
| Provision for loan losses | 351,000 | 1,016,000 | 1,307,000 | 1,669,000 |
| Pretax income | 1,755,000 | 3,687,000 | 5,778,000 | 7,927,000 |
| Income tax | 604,000 | 1,187,000 | 1,908,000 | 2,655,000 |
| Net income | 1,151,000 | 2,500,000 | 3,870,000 | 5,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,993,000 | 61,638,000 | 62,050,000 | 62,493,000 |
| Total capital | 66,722,000 | 67,709,000 | 67,980,000 | 68,753,000 |
| Risk-weighted assets | 518,201,000 | 530,037,000 | 538,515,000 | 544,811,000 |