Call reports 2015
COMMUNITY BANK, COAST — 2015
What COMMUNITY BANK, COAST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 733,949,000 | 739,065,000 | 739,118,000 | 739,202,000 |
| Total loans | 515,404,000 | 529,126,000 | 534,195,000 | 545,224,000 |
| Allowance for loan losses | 5,237,000 | 5,345,000 | 5,466,000 | 5,723,000 |
| Securities available for sale | 73,762,000 | 97,069,000 | 74,282,000 | 83,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 654,448,000 | 659,444,000 | 658,187,000 | 658,442,000 |
| Interest-bearing deposits | 549,171,000 | 549,861,000 | 549,791,000 | 551,619,000 |
| Noninterest-bearing deposits | 105,277,000 | 109,583,000 | 108,396,000 | 106,823,000 |
| Equity capital | 74,497,000 | 74,462,000 | 74,899,000 | 74,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,867,000 | 14,126,000 | 21,343,000 | 28,569,000 |
| Interest expense | 841,000 | 1,820,000 | 2,821,000 | 3,795,000 |
| Net interest income | 6,026,000 | 12,306,000 | 18,522,000 | 24,774,000 |
| Noninterest income | 999,000 | 1,915,000 | 2,792,000 | 3,534,000 |
| Noninterest expense | 5,001,000 | 10,161,000 | 15,318,000 | 20,238,000 |
| Provision for loan losses | 380,000 | 600,000 | 876,000 | 1,346,000 |
| Pretax income | 1,651,000 | 3,469,000 | 5,304,000 | 6,917,000 |
| Income tax | 566,000 | 1,192,000 | 1,827,000 | 2,384,000 |
| Net income | 1,085,000 | 2,277,000 | 3,477,000 | 4,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,385,000 | 60,624,000 | 60,868,000 | 60,972,000 |
| Total capital | 65,622,000 | 65,969,000 | 66,334,000 | 66,695,000 |
| Risk-weighted assets | 500,028,000 | 503,905,000 | 503,234,000 | 512,445,000 |