Call reports 2014
COMMUNITY BANK, COAST — 2014
What COMMUNITY BANK, COAST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 644,974,000 | 670,892,000 | 678,003,000 | 675,001,000 |
| Total loans | 476,714,000 | 487,603,000 | 498,821,000 | 508,696,000 |
| Allowance for loan losses | 5,500,000 | 4,770,000 | 4,956,000 | 5,063,000 |
| Securities available for sale | 58,050,000 | 58,427,000 | 63,005,000 | 61,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,321,000 | 588,425,000 | 586,478,000 | 591,943,000 |
| Interest-bearing deposits | 474,926,000 | 491,699,000 | 493,499,000 | 500,740,000 |
| Noninterest-bearing deposits | 87,395,000 | 96,726,000 | 92,979,000 | 91,203,000 |
| Equity capital | 73,514,000 | 73,829,000 | 74,011,000 | 74,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,573,000 | 13,320,000 | 20,355,000 | 27,329,000 |
| Interest expense | 767,000 | 1,549,000 | 2,335,000 | 3,127,000 |
| Net interest income | 5,806,000 | 11,771,000 | 18,020,000 | 24,202,000 |
| Noninterest income | 941,000 | 1,687,000 | 2,709,000 | 3,486,000 |
| Noninterest expense | 4,874,000 | 9,910,000 | 14,925,000 | 19,784,000 |
| Provision for loan losses | 54,000 | 108,000 | 312,000 | 592,000 |
| Pretax income | 1,819,000 | 3,435,000 | 5,447,000 | 7,242,000 |
| Income tax | 632,000 | 1,184,000 | 1,884,000 | 2,508,000 |
| Net income | 1,187,000 | 2,251,000 | 3,563,000 | 4,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,147,000 | 59,278,000 | 59,658,000 | 59,646,000 |
| Total capital | 64,647,000 | 64,048,000 | 64,614,000 | 64,709,000 |
| Risk-weighted assets | 464,335,000 | 475,524,000 | 483,531,000 | 491,110,000 |