Call reports 2013
COMMUNITY BANK, COAST — 2013
What COMMUNITY BANK, COAST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 595,772,000 | 597,333,000 | 603,563,000 | 617,555,000 |
| Total loans | 429,046,000 | 438,714,000 | 448,957,000 | 462,132,000 |
| Allowance for loan losses | 5,656,000 | 5,543,000 | 5,478,000 | 5,447,000 |
| Securities available for sale | 60,242,000 | 60,437,000 | 59,535,000 | 58,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,280,000 | 520,029,000 | 515,564,000 | 533,159,000 |
| Interest-bearing deposits | 435,803,000 | 437,206,000 | 432,375,000 | 452,090,000 |
| Noninterest-bearing deposits | 82,477,000 | 82,823,000 | 83,189,000 | 81,069,000 |
| Equity capital | 73,624,000 | 73,171,000 | 73,341,000 | 73,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,298,000 | 12,657,000 | 19,170,000 | 25,672,000 |
| Interest expense | 797,000 | 1,559,000 | 2,278,000 | 3,018,000 |
| Net interest income | 5,501,000 | 11,098,000 | 16,892,000 | 22,654,000 |
| Noninterest income | 699,000 | 1,367,000 | 2,146,000 | 2,915,000 |
| Noninterest expense | 4,367,000 | 8,814,000 | 13,375,000 | 18,195,000 |
| Provision for loan losses | 104,000 | 158,000 | 212,000 | 267,000 |
| Pretax income | 1,729,000 | 3,599,000 | 5,557,000 | 7,213,000 |
| Income tax | 589,000 | 1,238,000 | 1,916,000 | 2,488,000 |
| Net income | 1,140,000 | 2,361,000 | 3,641,000 | 4,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,629,000 | 58,946,000 | 59,121,000 | 58,894,000 |
| Total capital | 63,953,000 | 64,348,000 | 64,599,000 | 64,341,000 |
| Risk-weighted assets | 425,613,000 | 431,980,000 | 440,400,000 | 454,854,000 |