Call reports 2012
COMMUNITY BANK, COAST — 2012
What COMMUNITY BANK, COAST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 392,795,000 | 393,357,000 | 380,749,000 | 372,638,000 |
| Total loans | 277,577,000 | 274,121,000 | 278,717,000 | 274,809,000 |
| Allowance for loan losses | 5,132,000 | 5,738,000 | 5,449,000 | 4,932,000 |
| Securities available for sale | 27,651,000 | 38,594,000 | 41,686,000 | 35,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,652,000 | 351,337,000 | 333,571,000 | 329,088,000 |
| Interest-bearing deposits | 298,722,000 | 293,429,000 | 277,745,000 | 270,724,000 |
| Noninterest-bearing deposits | 52,930,000 | 57,908,000 | 55,826,000 | 58,364,000 |
| Equity capital | 37,658,000 | 38,221,000 | 39,055,000 | 39,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,420,000 | 8,835,000 | 13,136,000 | 17,343,000 |
| Interest expense | 839,000 | 1,594,000 | 2,275,000 | 2,853,000 |
| Net interest income | 3,581,000 | 7,241,000 | 10,861,000 | 14,490,000 |
| Noninterest income | 812,000 | 1,276,000 | 2,062,000 | 2,679,000 |
| Noninterest expense | 3,224,000 | 6,377,000 | 9,666,000 | 12,878,000 |
| Provision for loan losses | 739,000 | 949,000 | 949,000 | 1,049,000 |
| Pretax income | 434,000 | 1,195,000 | 2,325,000 | 3,392,000 |
| Income tax | 146,000 | 426,000 | 835,000 | 1,227,000 |
| Net income | 288,000 | 769,000 | 1,490,000 | 2,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,264,000 | 36,775,000 | 37,525,000 | 38,234,000 |
| Total capital | 39,698,000 | 40,203,000 | 41,066,000 | 41,718,000 |
| Risk-weighted assets | 273,035,000 | 271,956,000 | 281,337,000 | 277,263,000 |