Call reports 2007
COMMUNITY BANK, COAST — 2007
What COMMUNITY BANK, COAST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 318,265,000 | 322,042,000 | 335,841,000 | 396,161,000 |
| Total loans | 230,784,000 | 255,433,000 | 260,902,000 | 303,789,000 |
| Allowance for loan losses | 2,855,000 | 2,965,000 | 2,942,000 | 3,723,000 |
| Securities available for sale | 29,999,000 | 28,557,000 | 25,174,000 | 34,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,475,000 | 278,252,000 | 299,569,000 | 356,367,000 |
| Interest-bearing deposits | 241,836,000 | 236,060,000 | 262,238,000 | 310,969,000 |
| Noninterest-bearing deposits | 41,639,000 | 42,192,000 | 37,331,000 | 45,398,000 |
| Equity capital | 24,590,000 | 25,744,000 | 27,014,000 | 31,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,602,000 | 11,706,000 | 18,020,000 | 24,352,000 |
| Interest expense | 2,280,000 | 4,687,000 | 7,445,000 | 10,298,000 |
| Net interest income | 3,322,000 | 7,019,000 | 10,575,000 | 14,054,000 |
| Noninterest income | 292,000 | 589,000 | 1,011,000 | 1,434,000 |
| Noninterest expense | 1,847,000 | 3,814,000 | 5,959,000 | 8,256,000 |
| Provision for loan losses | 113,000 | 235,000 | 235,000 | 235,000 |
| Pretax income | 1,654,000 | 3,559,000 | 5,392,000 | 6,997,000 |
| Income tax | 604,000 | 1,302,000 | 1,970,000 | 2,559,000 |
| Net income | 1,050,000 | 2,257,000 | 3,422,000 | 4,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,982,000 | 24,206,000 | 25,388,000 | 29,721,000 |
| Total capital | 25,837,000 | 27,171,000 | 28,330,000 | 33,444,000 |
| Risk-weighted assets | 234,133,000 | 256,302,000 | 264,509,000 | 312,189,000 |