Call reports 2006
COMMUNITY BANK, COAST — 2006
What COMMUNITY BANK, COAST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 275,380,000 | 293,040,000 | 295,650,000 | 310,071,000 |
| Total loans | 173,231,000 | 195,083,000 | 214,447,000 | 219,802,000 |
| Allowance for loan losses | 1,856,000 | 2,211,000 | 2,541,000 | 2,743,000 |
| Securities available for sale | 32,673,000 | 31,949,000 | 31,459,000 | 31,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,207,000 | 257,075,000 | 258,408,000 | 271,926,000 |
| Interest-bearing deposits | 189,344,000 | 204,504,000 | 211,473,000 | 223,732,000 |
| Noninterest-bearing deposits | 45,863,000 | 52,572,000 | 46,935,000 | 48,194,000 |
| Equity capital | 20,449,000 | 21,209,000 | 22,353,000 | 23,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,207,000 | 9,143,000 | 14,486,000 | 20,109,000 |
| Interest expense | 1,461,000 | 3,160,000 | 5,121,000 | 7,267,000 |
| Net interest income | 2,746,000 | 5,983,000 | 9,365,000 | 12,842,000 |
| Noninterest income | 230,000 | 448,000 | 706,000 | 969,000 |
| Noninterest expense | 1,482,000 | 3,120,000 | 4,915,000 | 6,771,000 |
| Provision for loan losses | 155,000 | 510,000 | 840,000 | 1,045,000 |
| Pretax income | 1,339,000 | 2,801,000 | 4,316,000 | 5,995,000 |
| Income tax | 484,000 | 1,016,000 | 1,565,000 | 2,178,000 |
| Net income | 855,000 | 1,785,000 | 2,751,000 | 3,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,900,000 | 19,847,000 | 20,830,000 | 21,915,000 |
| Total capital | 20,756,000 | 22,058,000 | 23,371,000 | 24,658,000 |
| Risk-weighted assets | 183,328,000 | 205,002,000 | 215,357,000 | 222,982,000 |