Call reports 2003
COMMUNITY BANK, COAST — 2003
What COMMUNITY BANK, COAST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 132,345,000 | 133,432,000 | 133,843,000 | 127,015,000 |
| Total loans | 87,825,000 | 94,800,000 | 92,844,000 | 94,409,000 |
| Allowance for loan losses | 849,000 | 876,000 | 881,000 | 944,000 |
| Securities available for sale | 10,822,000 | 13,465,000 | 12,030,000 | 13,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,522,000 | 108,688,000 | 108,932,000 | 99,826,000 |
| Interest-bearing deposits | 91,825,000 | 89,996,000 | 88,183,000 | 83,435,000 |
| Noninterest-bearing deposits | 16,697,000 | 18,692,000 | 20,750,000 | 16,391,000 |
| Equity capital | 10,060,000 | 10,492,000 | 10,731,000 | 13,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,784,000 | 5,703,000 | 7,613,000 |
| Interest expense | 602,000 | 1,242,000 | 1,840,000 | 2,418,000 |
| Net interest income | 1,253,000 | 2,542,000 | 3,863,000 | 5,195,000 |
| Noninterest income | 193,000 | 433,000 | 706,000 | 944,000 |
| Noninterest expense | 896,000 | 1,845,000 | 2,809,000 | 3,769,000 |
| Provision for loan losses | 33,000 | 61,000 | 94,000 | 182,000 |
| Pretax income | 517,000 | 1,069,000 | 1,666,000 | 2,188,000 |
| Income tax | 176,000 | 364,000 | 566,000 | 746,000 |
| Net income | 341,000 | 705,000 | 1,100,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,006,000 | 10,369,000 | 10,673,000 | 11,055,000 |
| Total capital | 10,855,000 | 11,245,000 | 11,554,000 | 11,999,000 |
| Risk-weighted assets | 95,973,000 | 99,716,000 | 99,904,000 | 98,511,000 |