Call reports 2002
COMMUNITY BANK, COAST — 2002
What COMMUNITY BANK, COAST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 106,677,000 | 112,034,000 | 109,830,000 | 117,676,000 |
| Total loans | 77,376,000 | 77,887,000 | 78,711,000 | 86,873,000 |
| Allowance for loan losses | 683,000 | 676,000 | 713,000 | 856,000 |
| Securities available for sale | 9,861,000 | 14,284,000 | 9,051,000 | 7,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,238,000 | 102,432,000 | 99,848,000 | 104,363,000 |
| Interest-bearing deposits | 85,114,000 | 87,552,000 | 84,417,000 | 86,017,000 |
| Noninterest-bearing deposits | 12,124,000 | 14,880,000 | 15,431,000 | 18,346,000 |
| Equity capital | 8,705,000 | 9,031,000 | 9,362,000 | 9,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,767,000 | 3,568,000 | 5,416,000 | 7,232,000 |
| Interest expense | 630,000 | 1,262,000 | 1,865,000 | 2,455,000 |
| Net interest income | 1,137,000 | 2,306,000 | 3,551,000 | 4,777,000 |
| Noninterest income | 177,000 | 366,000 | 573,000 | 748,000 |
| Noninterest expense | 779,000 | 1,602,000 | 2,479,000 | 3,268,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 193,000 |
| Pretax income | 535,000 | 1,105,000 | 1,663,000 | 2,132,000 |
| Income tax | 190,000 | 388,000 | 574,000 | 730,000 |
| Net income | 345,000 | 717,000 | 1,089,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,607,000 | 8,980,000 | 9,351,000 | 9,664,000 |
| Total capital | 9,290,000 | 9,656,000 | 10,064,000 | 10,520,000 |
| Risk-weighted assets | 82,298,000 | 83,343,000 | 82,795,000 | 91,280,000 |