Call reports 2001
COMMUNITY BANK, COAST — 2001
What COMMUNITY BANK, COAST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 106,157,000 | 99,982,000 | 105,451,000 | 102,681,000 |
| Total loans | 67,189,000 | 67,766,000 | 71,099,000 | 74,389,000 |
| Allowance for loan losses | 641,000 | 650,000 | 697,000 | 691,000 |
| Securities available for sale | 15,288,000 | 15,314,000 | 12,308,000 | 11,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,369,000 | 91,428,000 | 96,203,000 | 93,368,000 |
| Interest-bearing deposits | 87,612,000 | 79,792,000 | 83,410,000 | 82,023,000 |
| Noninterest-bearing deposits | 9,757,000 | 11,636,000 | 12,793,000 | 11,345,000 |
| Equity capital | 7,569,000 | 7,888,000 | 8,148,000 | 8,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 3,998,000 | 5,932,000 | 7,806,000 |
| Interest expense | 1,164,000 | 2,228,000 | 3,167,000 | 3,941,000 |
| Net interest income | 825,000 | 1,770,000 | 2,765,000 | 3,865,000 |
| Noninterest income | 149,000 | 315,000 | 496,000 | 676,000 |
| Noninterest expense | 690,000 | 1,374,000 | 2,139,000 | 2,980,000 |
| Provision for loan losses | 34,000 | 43,000 | 43,000 | 43,000 |
| Pretax income | 250,000 | 668,000 | 1,079,000 | 1,518,000 |
| Income tax | 90,000 | 203,000 | 347,000 | 476,000 |
| Net income | 160,000 | 465,000 | 732,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,379,000 | 7,685,000 | 7,952,000 | 8,262,000 |
| Total capital | 8,020,000 | 8,335,000 | 8,649,000 | 8,953,000 |
| Risk-weighted assets | 72,388,000 | 71,803,000 | 75,443,000 | 78,402,000 |