Call reports 2016
SECURITY STATE BANK & TRUST — 2016
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 879,305,000 | 882,842,000 | 931,669,000 | 937,100,000 |
| Total loans | 478,264,000 | 516,680,000 | 520,169,000 | 529,201,000 |
| Allowance for loan losses | 3,398,000 | 3,392,000 | 3,358,000 | 2,970,000 |
| Securities available for sale | 169,756,000 | 170,210,000 | 160,890,000 | 167,118,000 |
| Securities held to maturity | 138,356,000 | 152,297,000 | 147,518,000 | 162,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,478,000 | 709,821,000 | 750,462,000 | 764,638,000 |
| Interest-bearing deposits | 437,403,000 | 423,367,000 | 441,731,000 | 463,924,000 |
| Noninterest-bearing deposits | 276,075,000 | 286,454,000 | 308,731,000 | 300,714,000 |
| Equity capital | 120,205,000 | 119,242,000 | 122,553,000 | 122,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,009,000 | 16,372,000 | 25,165,000 | 34,100,000 |
| Interest expense | 219,000 | 454,000 | 686,000 | 921,000 |
| Net interest income | 7,790,000 | 15,918,000 | 24,479,000 | 33,179,000 |
| Noninterest income | 1,160,000 | 2,627,000 | 4,901,000 | 6,277,000 |
| Noninterest expense | 6,283,000 | 12,240,000 | 18,040,000 | 24,517,000 |
| Provision for loan losses | -3,000 | 12,000 | 27,000 | 35,000 |
| Pretax income | 2,663,000 | 6,285,000 | 11,305,000 | 14,896,000 |
| Income tax | 0 | 1,216,000 | 1,216,000 | 1,216,000 |
| Net income | 2,663,000 | 5,069,000 | 10,089,000 | 13,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,645,000 | 117,718,000 | 120,850,000 | 124,379,000 |
| Total capital | 123,051,000 | 121,116,000 | 124,217,000 | 127,349,000 |
| Risk-weighted assets | 347,663,000 | 412,513,000 | 381,499,000 | 436,485,000 |