Call reports 2015
SECURITY STATE BANK & TRUST — 2015
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 825,640,000 | 834,866,000 | 857,126,000 | 881,999,000 |
| Total loans | 416,440,000 | 439,574,000 | 457,522,000 | 461,636,000 |
| Allowance for loan losses | 3,122,000 | 2,763,000 | 3,281,000 | 3,410,000 |
| Securities available for sale | 197,686,000 | 202,877,000 | 182,187,000 | 181,635,000 |
| Securities held to maturity | 114,286,000 | 128,001,000 | 132,584,000 | 139,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,775,000 | 688,288,000 | 708,996,000 | 729,955,000 |
| Interest-bearing deposits | 431,437,000 | 428,177,000 | 432,279,000 | 450,624,000 |
| Noninterest-bearing deposits | 252,338,000 | 260,111,000 | 276,717,000 | 279,331,000 |
| Equity capital | 114,214,000 | 115,183,000 | 116,771,000 | 117,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,103,000 | 14,659,000 | 22,484,000 | 30,591,000 |
| Interest expense | 219,000 | 433,000 | 644,000 | 846,000 |
| Net interest income | 6,884,000 | 14,226,000 | 21,840,000 | 29,745,000 |
| Noninterest income | 2,655,000 | 5,769,000 | 9,059,000 | 10,972,000 |
| Noninterest expense | 6,591,000 | 13,552,000 | 21,189,000 | 27,892,000 |
| Provision for loan losses | -1,000 | -3,000 | 516,000 | 762,000 |
| Pretax income | 2,941,000 | 6,437,000 | 9,175,000 | 12,043,000 |
| Income tax | 50,000 | 1,185,000 | 1,932,000 | 2,808,000 |
| Net income | 2,891,000 | 5,252,000 | 7,243,000 | 9,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,889,000 | 115,238,000 | 116,504,000 | 116,982,000 |
| Total capital | 117,037,000 | 118,006,000 | 119,788,000 | 120,395,000 |
| Risk-weighted assets | 450,623,000 | 477,541,000 | 333,001,000 | 343,281,000 |