Call reports 2014
SECURITY STATE BANK & TRUST — 2014
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 757,414,000 | 752,672,000 | 766,538,000 | 797,769,000 |
| Total loans | 384,450,000 | 393,079,000 | 404,583,000 | 404,117,000 |
| Allowance for loan losses | 3,791,000 | 3,638,000 | 3,665,000 | 3,526,000 |
| Securities available for sale | 166,572,000 | 177,694,000 | 167,735,000 | 162,926,000 |
| Securities held to maturity | 96,733,000 | 103,770,000 | 100,259,000 | 110,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 624,940,000 | 618,330,000 | 629,523,000 | 660,784,000 |
| Interest-bearing deposits | 409,269,000 | 396,572,000 | 402,051,000 | 426,684,000 |
| Noninterest-bearing deposits | 215,671,000 | 221,758,000 | 227,472,000 | 234,100,000 |
| Equity capital | 107,082,000 | 109,706,000 | 110,708,000 | 111,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,948,000 | 14,215,000 | 21,309,000 | 28,413,000 |
| Interest expense | 245,000 | 481,000 | 712,000 | 936,000 |
| Net interest income | 6,703,000 | 13,734,000 | 20,597,000 | 27,477,000 |
| Noninterest income | 1,806,000 | 4,481,000 | 7,397,000 | 10,075,000 |
| Noninterest expense | 5,992,000 | 12,222,000 | 19,313,000 | 26,457,000 |
| Provision for loan losses | 208,000 | 218,000 | 233,000 | 250,000 |
| Pretax income | 2,302,000 | 5,767,000 | 8,439,000 | 10,836,000 |
| Income tax | 621,000 | 1,636,000 | 2,381,000 | 3,034,000 |
| Net income | 1,681,000 | 4,131,000 | 6,058,000 | 7,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,443,000 | 110,304,000 | 111,372,000 | 110,998,000 |
| Total capital | 112,252,000 | 113,964,000 | 115,058,000 | 114,548,000 |
| Risk-weighted assets | 445,273,000 | 452,808,000 | 455,646,000 | 454,874,000 |