Call reports 2013
SECURITY STATE BANK & TRUST — 2013
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 688,057,000 | 707,391,000 | 718,359,000 | 741,492,000 |
| Total loans | 388,803,000 | 381,295,000 | 375,442,000 | 376,799,000 |
| Allowance for loan losses | 3,678,000 | 3,685,000 | 3,682,000 | 3,614,000 |
| Securities available for sale | 128,244,000 | 140,437,000 | 154,198,000 | 159,124,000 |
| Securities held to maturity | 76,679,000 | 78,718,000 | 92,066,000 | 97,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,947,000 | 582,586,000 | 592,728,000 | 611,725,000 |
| Interest-bearing deposits | 372,351,000 | 376,307,000 | 383,823,000 | 405,904,000 |
| Noninterest-bearing deposits | 193,596,000 | 206,279,000 | 208,905,000 | 205,821,000 |
| Equity capital | 106,170,000 | 106,367,000 | 104,292,000 | 104,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,228,000 | 13,137,000 | 19,903,000 | 26,637,000 |
| Interest expense | 293,000 | 564,000 | 828,000 | 1,078,000 |
| Net interest income | 5,935,000 | 12,573,000 | 19,075,000 | 25,559,000 |
| Noninterest income | 1,691,000 | 3,544,000 | 5,882,000 | 8,102,000 |
| Noninterest expense | 5,550,000 | 12,083,000 | 19,238,000 | 26,562,000 |
| Provision for loan losses | -3,000 | 138,000 | 191,000 | 264,000 |
| Pretax income | 2,072,000 | 3,888,000 | 5,519,000 | 6,827,000 |
| Income tax | 544,000 | 1,006,000 | 1,405,000 | 1,692,000 |
| Net income | 1,528,000 | 2,882,000 | 4,114,000 | 5,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,153,000 | 105,987,000 | 106,750,000 | 106,762,000 |
| Total capital | 108,861,000 | 109,699,000 | 110,450,000 | 110,398,000 |
| Risk-weighted assets | 441,079,000 | 438,283,000 | 431,715,000 | 429,373,000 |