Call reports 2012
SECURITY STATE BANK & TRUST — 2012
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 668,024,000 | 658,584,000 | 666,237,000 | 690,740,000 |
| Total loans | 405,907,000 | 396,615,000 | 378,459,000 | 380,576,000 |
| Allowance for loan losses | 4,262,000 | 5,296,000 | 4,465,000 | 4,455,000 |
| Securities available for sale | 105,994,000 | 90,466,000 | 98,693,000 | 112,327,000 |
| Securities held to maturity | 67,947,000 | 77,487,000 | 79,322,000 | 82,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,558,000 | 526,647,000 | 534,266,000 | 566,932,000 |
| Interest-bearing deposits | 359,990,000 | 353,068,000 | 356,462,000 | 379,091,000 |
| Noninterest-bearing deposits | 171,568,000 | 173,579,000 | 177,804,000 | 187,841,000 |
| Equity capital | 104,038,000 | 104,076,000 | 105,766,000 | 105,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,231,000 | 14,427,000 | 21,373,000 | 28,195,000 |
| Interest expense | 468,000 | 883,000 | 1,230,000 | 1,547,000 |
| Net interest income | 6,763,000 | 13,544,000 | 20,143,000 | 26,648,000 |
| Noninterest income | 1,631,000 | 3,133,000 | 4,624,000 | 6,136,000 |
| Noninterest expense | 5,225,000 | 11,073,000 | 16,455,000 | 23,606,000 |
| Provision for loan losses | 116,000 | 1,473,000 | 1,494,000 | 1,923,000 |
| Pretax income | 3,052,000 | 4,128,000 | 6,815,000 | 7,245,000 |
| Income tax | 870,000 | 1,402,000 | 1,818,000 | 2,143,000 |
| Net income | 2,182,000 | 2,726,000 | 4,997,000 | 5,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,832,000 | 102,617,000 | 104,359,000 | 103,625,000 |
| Total capital | 107,113,000 | 107,939,000 | 108,852,000 | 108,109,000 |
| Risk-weighted assets | 450,898,000 | 440,112,000 | 425,857,000 | 431,387,000 |