Call reports 2011
SECURITY STATE BANK & TRUST — 2011
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 633,574,000 | 631,191,000 | 639,559,000 | 660,128,000 |
| Total loans | 400,665,000 | 394,928,000 | 397,022,000 | 403,987,000 |
| Allowance for loan losses | 4,324,000 | 4,481,000 | 4,032,000 | 4,511,000 |
| Securities available for sale | 121,588,000 | 109,939,000 | 110,564,000 | 103,333,000 |
| Securities held to maturity | 30,494,000 | 40,009,000 | 46,266,000 | 59,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,653,000 | 499,995,000 | 503,832,000 | 523,880,000 |
| Interest-bearing deposits | 359,465,000 | 357,056,000 | 353,032,000 | 365,668,000 |
| Noninterest-bearing deposits | 142,188,000 | 142,939,000 | 150,800,000 | 158,212,000 |
| Equity capital | 99,260,000 | 99,896,000 | 101,906,000 | 101,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,270,000 | 14,444,000 | 21,599,000 | 29,095,000 |
| Interest expense | 725,000 | 1,379,000 | 1,960,000 | 2,473,000 |
| Net interest income | 6,545,000 | 13,065,000 | 19,639,000 | 26,622,000 |
| Noninterest income | 1,593,000 | 3,243,000 | 4,861,000 | 6,377,000 |
| Noninterest expense | 5,269,000 | 11,713,000 | 17,282,000 | 23,491,000 |
| Provision for loan losses | 892,000 | 1,312,000 | 1,330,000 | 2,074,000 |
| Pretax income | 1,978,000 | 3,275,000 | 5,880,000 | 7,426,000 |
| Income tax | 696,000 | 984,000 | 1,549,000 | 1,925,000 |
| Net income | 1,282,000 | 2,291,000 | 4,331,000 | 5,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,918,000 | 98,308,000 | 99,999,000 | 99,871,000 |
| Total capital | 102,253,000 | 102,804,000 | 104,051,000 | 104,400,000 |
| Risk-weighted assets | 438,572,000 | 434,830,000 | 435,494,000 | 443,648,000 |