Call reports 2010
SECURITY STATE BANK & TRUST — 2010
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 599,953,000 | 601,483,000 | 596,492,000 | 628,098,000 |
| Total loans | 419,771,000 | 409,286,000 | 415,213,000 | 413,704,000 |
| Allowance for loan losses | 3,835,000 | 4,125,000 | 4,285,000 | 3,733,000 |
| Securities available for sale | 97,913,000 | 93,546,000 | 91,641,000 | 111,142,000 |
| Securities held to maturity | 38,360,000 | 37,118,000 | 34,247,000 | 33,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,662,000 | 473,233,000 | 464,604,000 | 495,101,000 |
| Interest-bearing deposits | 338,297,000 | 332,837,000 | 329,281,000 | 355,868,000 |
| Noninterest-bearing deposits | 134,365,000 | 140,396,000 | 135,323,000 | 139,233,000 |
| Equity capital | 95,852,000 | 96,814,000 | 98,349,000 | 97,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,239,000 | 14,334,000 | 21,616,000 | 29,044,000 |
| Interest expense | 898,000 | 1,728,000 | 2,534,000 | 3,324,000 |
| Net interest income | 6,341,000 | 12,606,000 | 19,082,000 | 25,720,000 |
| Noninterest income | 1,508,000 | 3,211,000 | 5,024,000 | 6,788,000 |
| Noninterest expense | 5,129,000 | 10,573,000 | 16,032,000 | 21,466,000 |
| Provision for loan losses | 213,000 | 771,000 | 1,114,000 | 1,416,000 |
| Pretax income | 2,507,000 | 4,467,000 | 6,953,000 | 9,619,000 |
| Income tax | 630,000 | 1,116,000 | 1,792,000 | 2,537,000 |
| Net income | 1,877,000 | 3,351,000 | 5,161,000 | 7,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,773,000 | 94,782,000 | 96,073,000 | 96,636,000 |
| Total capital | 97,615,000 | 98,918,000 | 100,374,000 | 100,381,000 |
| Risk-weighted assets | 450,815,000 | 441,672,000 | 442,765,000 | 444,949,000 |