Call reports 2009
SECURITY STATE BANK & TRUST — 2009
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 600,971,000 | 595,303,000 | 591,662,000 | 615,206,000 |
| Total loans | 424,117,000 | 425,607,000 | 430,543,000 | 427,045,000 |
| Allowance for loan losses | 3,721,000 | 3,611,000 | 3,921,000 | 3,861,000 |
| Securities available for sale | 98,283,000 | 99,573,000 | 95,824,000 | 94,030,000 |
| Securities held to maturity | 35,049,000 | 33,552,000 | 32,656,000 | 39,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,004,000 | 472,554,000 | 455,111,000 | 474,920,000 |
| Interest-bearing deposits | 341,848,000 | 325,016,000 | 322,523,000 | 338,154,000 |
| Noninterest-bearing deposits | 140,156,000 | 147,538,000 | 132,588,000 | 136,766,000 |
| Equity capital | 89,527,000 | 91,609,000 | 93,163,000 | 94,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,083,000 | 16,742,000 | 24,299,000 | 31,926,000 |
| Interest expense | 1,678,000 | 3,129,000 | 4,351,000 | 5,375,000 |
| Net interest income | 6,405,000 | 13,613,000 | 19,948,000 | 26,551,000 |
| Noninterest income | 1,527,000 | 3,355,000 | 5,282,000 | 7,446,000 |
| Noninterest expense | 5,032,000 | 10,349,000 | 15,301,000 | 20,792,000 |
| Provision for loan losses | 405,000 | 841,000 | 1,438,000 | 1,737,000 |
| Pretax income | 2,487,000 | 5,770,000 | 8,483,000 | 11,456,000 |
| Income tax | 665,000 | 1,603,000 | 2,338,000 | 3,162,000 |
| Net income | 1,822,000 | 4,167,000 | 6,145,000 | 8,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,153,000 | 90,025,000 | 91,184,000 | 91,896,000 |
| Total capital | 91,874,000 | 93,637,000 | 95,107,000 | 95,765,000 |
| Risk-weighted assets | 444,558,000 | 446,614,000 | 448,940,000 | 459,949,000 |