Call reports 2007
SECURITY STATE BANK & TRUST — 2007
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 558,517,000 | 574,468,000 | 587,862,000 | 593,435,000 |
| Total loans | 369,243,000 | 374,752,000 | 384,219,000 | 393,119,000 |
| Allowance for loan losses | 2,954,000 | 3,120,000 | 3,168,000 | 3,444,000 |
| Securities available for sale | 100,323,000 | 114,621,000 | 115,286,000 | 114,501,000 |
| Securities held to maturity | 48,412,000 | 48,194,000 | 44,374,000 | 44,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,561,000 | 462,253,000 | 477,813,000 | 472,154,000 |
| Interest-bearing deposits | 330,392,000 | 329,384,000 | 340,045,000 | 345,836,000 |
| Noninterest-bearing deposits | 129,169,000 | 132,869,000 | 137,768,000 | 126,318,000 |
| Equity capital | 75,038,000 | 75,966,000 | 79,213,000 | 81,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,904,000 | 20,050,000 | 30,664,000 | 41,034,000 |
| Interest expense | 2,694,000 | 5,419,000 | 8,445,000 | 11,529,000 |
| Net interest income | 7,210,000 | 14,631,000 | 22,219,000 | 29,505,000 |
| Noninterest income | 1,553,000 | 3,120,000 | 4,758,000 | 6,684,000 |
| Noninterest expense | 4,527,000 | 9,038,000 | 13,757,000 | 18,683,000 |
| Provision for loan losses | 14,000 | 240,000 | 350,000 | 748,000 |
| Pretax income | 4,222,000 | 8,473,000 | 12,865,000 | 16,730,000 |
| Income tax | 1,279,000 | 2,557,000 | 3,875,000 | 5,006,000 |
| Net income | 2,943,000 | 5,916,000 | 8,990,000 | 11,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,772,000 | 77,646,000 | 79,702,000 | 81,418,000 |
| Total capital | 78,726,000 | 80,766,000 | 82,870,000 | 84,862,000 |
| Risk-weighted assets | 396,649,000 | 412,121,000 | 473,022,000 | 432,812,000 |