Call reports 2006
SECURITY STATE BANK & TRUST — 2006
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 558,072,000 | 544,117,000 | 557,599,000 | 558,860,000 |
| Total loans | 358,757,000 | 366,959,000 | 374,638,000 | 372,408,000 |
| Allowance for loan losses | 3,037,000 | 3,056,000 | 3,085,000 | 2,955,000 |
| Securities available for sale | 109,672,000 | 88,741,000 | 88,909,000 | 96,406,000 |
| Securities held to maturity | 48,960,000 | 51,352,000 | 50,526,000 | 50,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,271,000 | 453,509,000 | 463,409,000 | 462,310,000 |
| Interest-bearing deposits | 339,553,000 | 328,570,000 | 324,991,000 | 331,493,000 |
| Noninterest-bearing deposits | 119,718,000 | 124,939,000 | 138,418,000 | 130,817,000 |
| Equity capital | 66,370,000 | 67,527,000 | 70,304,000 | 72,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,894,000 | 18,223,000 | 28,134,000 | 38,242,000 |
| Interest expense | 2,207,000 | 4,533,000 | 6,997,000 | 9,711,000 |
| Net interest income | 6,687,000 | 13,690,000 | 21,137,000 | 28,531,000 |
| Noninterest income | 1,497,000 | 3,092,000 | 4,613,000 | 6,594,000 |
| Noninterest expense | 3,795,000 | 7,802,000 | 11,824,000 | 16,421,000 |
| Provision for loan losses | 26,000 | 88,000 | 173,000 | 420,000 |
| Pretax income | 4,363,000 | 8,853,000 | 13,714,000 | 18,245,000 |
| Income tax | 1,355,000 | 2,745,000 | 4,260,000 | 5,561,000 |
| Net income | 3,008,000 | 6,108,000 | 9,454,000 | 12,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,810,000 | 69,762,000 | 71,766,000 | 73,869,000 |
| Total capital | 70,847,000 | 72,818,000 | 74,851,000 | 76,824,000 |
| Risk-weighted assets | 377,756,000 | 389,588,000 | 399,342,000 | 399,478,000 |