Call reports 2005
SECURITY STATE BANK & TRUST — 2005
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 529,570,000 | 528,692,000 | 527,074,000 | 543,243,000 |
| Total loans | 383,082,000 | 379,140,000 | 377,004,000 | 368,444,000 |
| Allowance for loan losses | 3,144,000 | 3,315,000 | 3,282,000 | 3,017,000 |
| Securities available for sale | 64,638,000 | 70,498,000 | 70,250,000 | 87,253,000 |
| Securities held to maturity | 46,974,000 | 46,972,000 | 49,054,000 | 49,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,221,000 | 434,771,000 | 432,171,000 | 448,868,000 |
| Interest-bearing deposits | 323,629,000 | 323,541,000 | 313,465,000 | 331,649,000 |
| Noninterest-bearing deposits | 109,592,000 | 111,230,000 | 118,706,000 | 117,219,000 |
| Equity capital | 59,595,000 | 61,585,000 | 63,153,000 | 64,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,260,000 | 14,943,000 | 23,088,000 | 31,590,000 |
| Interest expense | 1,515,000 | 3,188,000 | 5,015,000 | 7,064,000 |
| Net interest income | 5,745,000 | 11,755,000 | 18,073,000 | 24,526,000 |
| Noninterest income | 1,510,000 | 3,064,000 | 4,594,000 | 6,539,000 |
| Noninterest expense | 3,721,000 | 7,395,000 | 11,072,000 | 15,194,000 |
| Provision for loan losses | 1,000 | 34,000 | 77,000 | 101,000 |
| Pretax income | 3,533,000 | 7,390,000 | 11,518,000 | 15,770,000 |
| Income tax | 1,068,000 | 2,250,000 | 3,523,000 | 4,841,000 |
| Net income | 2,465,000 | 5,140,000 | 7,995,000 | 10,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,342,000 | 62,028,000 | 63,894,000 | 65,800,000 |
| Total capital | 63,486,000 | 65,343,000 | 67,176,000 | 68,817,000 |
| Risk-weighted assets | 386,925,000 | 385,311,000 | 386,343,000 | 385,889,000 |