Call reports 2004
SECURITY STATE BANK & TRUST — 2004
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 498,094,000 | 507,566,000 | 515,902,000 | 522,910,000 |
| Total loans | 362,358,000 | 373,491,000 | 381,362,000 | 382,488,000 |
| Allowance for loan losses | 3,318,000 | 4,938,000 | 3,196,000 | 3,158,000 |
| Securities available for sale | 51,712,000 | 48,911,000 | 52,207,000 | 52,962,000 |
| Securities held to maturity | 50,526,000 | 48,958,000 | 46,485,000 | 47,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,621,000 | 420,410,000 | 422,927,000 | 429,616,000 |
| Interest-bearing deposits | 373,575,000 | 312,722,000 | 319,918,000 | 324,045,000 |
| Noninterest-bearing deposits | 30,046,000 | 107,688,000 | 103,009,000 | 105,571,000 |
| Equity capital | 60,644,000 | 54,622,000 | 57,050,000 | 58,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,385,000 | 12,911,000 | 19,710,000 | 26,889,000 |
| Interest expense | 1,242,000 | 2,494,000 | 3,777,000 | 5,245,000 |
| Net interest income | 5,143,000 | 10,417,000 | 15,933,000 | 21,644,000 |
| Noninterest income | 1,286,000 | 2,662,000 | 4,133,000 | 5,827,000 |
| Noninterest expense | 3,697,000 | 7,183,000 | 11,575,000 | 15,559,000 |
| Provision for loan losses | 508,000 | 2,195,000 | 2,599,000 | 2,991,000 |
| Pretax income | 2,224,000 | 3,701,000 | 5,892,000 | 8,921,000 |
| Income tax | 595,000 | 1,363,000 | 1,559,000 | 2,453,000 |
| Net income | 1,629,000 | 2,338,000 | 4,333,000 | 6,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,242,000 | 55,323,000 | 57,029,000 | 58,545,000 |
| Total capital | 63,560,000 | 59,991,000 | 60,225,000 | 61,703,000 |
| Risk-weighted assets | 362,884,000 | 373,172,000 | 380,585,000 | 382,507,000 |