Call reports 2003
SECURITY STATE BANK & TRUST — 2003
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 462,695,000 | 469,406,000 | 475,322,000 | 493,027,000 |
| Total loans | 338,638,000 | 340,857,000 | 349,075,000 | 350,579,000 |
| Allowance for loan losses | 2,816,000 | 2,890,000 | 2,974,000 | 2,966,000 |
| Securities available for sale | 43,046,000 | 41,065,000 | 41,524,000 | 48,967,000 |
| Securities held to maturity | 54,638,000 | 54,140,000 | 53,106,000 | 52,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,816,000 | 384,130,000 | 387,429,000 | 404,110,000 |
| Interest-bearing deposits | 357,249,000 | 361,284,000 | 366,181,000 | 374,670,000 |
| Noninterest-bearing deposits | 22,567,000 | 22,846,000 | 21,248,000 | 29,440,000 |
| Equity capital | 55,778,000 | 57,221,000 | 58,031,000 | 59,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,684,000 | 13,303,000 | 19,841,000 | 26,100,000 |
| Interest expense | 1,631,000 | 3,154,000 | 4,564,000 | 5,888,000 |
| Net interest income | 5,053,000 | 10,149,000 | 15,277,000 | 20,212,000 |
| Noninterest income | 1,214,000 | 2,785,000 | 4,113,000 | 5,564,000 |
| Noninterest expense | 3,309,000 | 6,471,000 | 9,765,000 | 13,253,000 |
| Provision for loan losses | 277,000 | 529,000 | 693,000 | 902,000 |
| Pretax income | 2,681,000 | 5,934,000 | 8,932,000 | 11,621,000 |
| Income tax | 739,000 | 1,679,000 | 2,535,000 | 3,288,000 |
| Net income | 1,942,000 | 4,255,000 | 6,397,000 | 8,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,028,000 | 56,492,000 | 57,896,000 | 59,172,000 |
| Total capital | 57,844,000 | 59,382,000 | 60,870,000 | 62,138,000 |
| Risk-weighted assets | 337,969,000 | 341,451,000 | 347,703,000 | 353,276,000 |