Call reports 2002
SECURITY STATE BANK & TRUST — 2002
What SECURITY STATE BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 447,168,000 | 458,053,000 | 462,985,000 | 469,521,000 |
| Total loans | 288,146,000 | 307,842,000 | 321,124,000 | 333,125,000 |
| Allowance for loan losses | 2,172,000 | 2,353,000 | 2,634,000 | 2,609,000 |
| Securities available for sale | 71,662,000 | 65,816,000 | 58,891,000 | 46,743,000 |
| Securities held to maturity | 60,448,000 | 59,266,000 | 57,227,000 | 56,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,230,000 | 366,775,000 | 361,784,000 | 383,416,000 |
| Interest-bearing deposits | 352,836,000 | 344,760,000 | 281,544,000 | 360,011,000 |
| Noninterest-bearing deposits | 20,394,000 | 22,015,000 | 80,240,000 | 23,405,000 |
| Equity capital | 49,211,000 | 51,330,000 | 53,242,000 | 54,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,909,000 | 13,885,000 | 20,834,000 | 27,628,000 |
| Interest expense | 2,156,000 | 4,101,000 | 6,009,000 | 7,804,000 |
| Net interest income | 4,753,000 | 9,784,000 | 14,825,000 | 19,824,000 |
| Noninterest income | 1,040,000 | 2,032,000 | 3,128,000 | 4,525,000 |
| Noninterest expense | 2,920,000 | 5,947,000 | 8,844,000 | 11,901,000 |
| Provision for loan losses | 106,000 | 289,000 | 702,000 | 1,170,000 |
| Pretax income | 2,767,000 | 5,580,000 | 8,407,000 | 11,278,000 |
| Income tax | 748,000 | 1,516,000 | 2,296,000 | 3,090,000 |
| Net income | 2,019,000 | 4,064,000 | 6,111,000 | 8,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,463,000 | 50,899,000 | 52,387,000 | 53,755,000 |
| Total capital | 51,635,000 | 53,252,000 | 55,021,000 | 56,364,000 |
| Risk-weighted assets | 349,341,000 | 329,454,000 | 371,320,000 | 338,377,000 |