Call reports 2013
MOUNTAIN 1ST BANK & TRUST COMPANY — 2013
What MOUNTAIN 1ST BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 697,463,000 | 683,231,000 | 674,659,000 | 643,324,000 |
| Total loans | 377,776,000 | 365,904,000 | 349,325,000 | 339,353,000 |
| Allowance for loan losses | 10,787,000 | 10,564,000 | 8,991,000 | 7,796,000 |
| Securities available for sale | 248,745,000 | 104,542,000 | 102,867,000 | 99,533,000 |
| Securities held to maturity | 1,250,000 | 147,889,000 | 147,651,000 | 147,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 671,342,000 | 668,920,000 | 660,158,000 | 630,359,000 |
| Interest-bearing deposits | 651,386,000 | 645,539,000 | 632,019,000 | 602,995,000 |
| Noninterest-bearing deposits | 19,956,000 | 23,381,000 | 28,139,000 | 27,364,000 |
| Equity capital | 19,688,000 | 10,109,000 | 9,940,000 | 9,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,983,000 | 11,740,000 | 17,756,000 | 23,395,000 |
| Interest expense | 1,027,000 | 2,025,000 | 2,971,000 | 3,834,000 |
| Net interest income | 4,956,000 | 9,715,000 | 14,785,000 | 19,561,000 |
| Noninterest income | 1,323,000 | 2,979,000 | 3,846,000 | 4,108,000 |
| Noninterest expense | 4,898,000 | 9,787,000 | 14,982,000 | 19,760,000 |
| Provision for loan losses | 940,000 | 940,000 | 940,000 | 940,000 |
| Pretax income | 485,000 | 2,179,000 | 2,921,000 | 3,181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 2,179,000 | 2,921,000 | 3,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,490,000 | 21,177,000 | 21,915,000 | 22,161,000 |
| Total capital | 24,308,000 | 25,872,000 | 26,430,000 | 26,520,000 |
| Risk-weighted assets | 379,443,000 | 369,753,000 | 356,738,000 | 345,277,000 |