Call reports 2012
MOUNTAIN 1ST BANK & TRUST COMPANY — 2012
What MOUNTAIN 1ST BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 700,182,000 | 714,144,000 | 725,194,000 | 710,431,000 |
| Total loans | 405,330,000 | 397,152,000 | 392,239,000 | 393,462,000 |
| Allowance for loan losses | 10,414,000 | 10,295,000 | 10,817,000 | 10,690,000 |
| Securities available for sale | 211,839,000 | 236,595,000 | 257,658,000 | 253,829,000 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 677,125,000 | 690,102,000 | 701,487,000 | 683,884,000 |
| Interest-bearing deposits | 662,390,000 | 673,080,000 | 684,984,000 | 665,606,000 |
| Noninterest-bearing deposits | 14,735,000 | 17,022,000 | 16,503,000 | 18,278,000 |
| Equity capital | 18,579,000 | 19,386,000 | 18,771,000 | 19,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,544,000 | 12,974,000 | 19,514,000 | 25,710,000 |
| Interest expense | 1,598,000 | 3,104,000 | 4,516,000 | 5,705,000 |
| Net interest income | 4,946,000 | 9,870,000 | 14,998,000 | 20,005,000 |
| Noninterest income | 1,191,000 | 2,287,000 | 3,186,000 | 4,956,000 |
| Noninterest expense | 5,155,000 | 10,490,000 | 15,948,000 | 21,381,000 |
| Provision for loan losses | 1,105,000 | 2,040,000 | 4,198,000 | 5,276,000 |
| Pretax income | 556,000 | 911,000 | 256,000 | 1,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 556,000 | 911,000 | 256,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,306,000 | 18,656,000 | 18,010,000 | 19,030,000 |
| Total capital | 23,495,000 | 23,762,000 | 23,053,000 | 24,014,000 |
| Risk-weighted assets | 409,922,000 | 403,278,000 | 397,629,000 | 392,976,000 |