Call reports 2004
MOUNTAIN 1ST BANK & TRUST COMPANY — 2004
What MOUNTAIN 1ST BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Total assets | 70,352,000 | 118,550,000 | 159,173,000 |
| Total loans | 51,349,000 | 96,828,000 | 125,085,000 |
| Allowance for loan losses | 770,000 | 1,475,000 | 1,840,000 |
| Securities available for sale | 5,313,000 | 19,554,000 | 24,483,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 53,821,000 | 97,235,000 | 141,952,000 |
| Interest-bearing deposits | 46,088,000 | 87,085,000 | 131,124,000 |
| Noninterest-bearing deposits | 7,733,000 | 10,150,000 | 10,828,000 |
| Equity capital | 16,250,000 | 16,079,000 | 16,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Interest income | 308,000 | 1,480,000 | 3,306,000 |
| Interest expense | 105,000 | 515,000 | 1,257,000 |
| Net interest income | 203,000 | 965,000 | 2,049,000 |
| Noninterest income | 35,000 | 370,000 | 776,000 |
| Noninterest expense | 1,057,000 | 1,809,000 | 2,921,000 |
| Provision for loan losses | 770,000 | 1,475,000 | 1,840,000 |
| Pretax income | -1,589,000 | -1,949,000 | -1,923,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,589,000 | -1,949,000 | -1,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Tier 1 capital | 16,250,000 | 15,930,000 | 15,956,000 |
| Total capital | 16,854,000 | 16,981,000 | 17,443,000 |
| Risk-weighted assets | 48,117,000 | 83,678,000 | 118,628,000 |