Call reports 2007
WESTERN BANK OF CHEYENNE — 2007
What WESTERN BANK OF CHEYENNE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 80,006,000 | 80,479,000 | 81,878,000 |
| Total loans | 47,294,000 | 44,765,000 | 43,872,000 |
| Allowance for loan losses | 706,000 | 685,000 | 679,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 71,562,000 | 71,695,000 | 72,886,000 |
| Interest-bearing deposits | 58,946,000 | 58,660,000 | 60,064,000 |
| Noninterest-bearing deposits | 12,616,000 | 13,035,000 | 12,822,000 |
| Equity capital | 8,065,000 | 8,326,000 | 8,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 1,339,000 | 2,725,000 | 4,109,000 |
| Interest expense | 523,000 | 1,072,000 | 1,646,000 |
| Net interest income | 816,000 | 1,653,000 | 2,463,000 |
| Noninterest income | 39,000 | 80,000 | 121,000 |
| Noninterest expense | 464,000 | 947,000 | 1,385,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 391,000 | 786,000 | 1,199,000 |
| Income tax | 133,000 | 268,000 | 408,000 |
| Net income | 258,000 | 518,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 8,065,000 | 8,326,000 | 8,599,000 |
| Total capital | 8,703,000 | 8,935,000 | 9,200,000 |
| Risk-weighted assets | 50,836,000 | 48,652,000 | 47,277,000 |