Call reports 2001
WESTERN BANK OF CHEYENNE — 2001
What WESTERN BANK OF CHEYENNE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,752,000 | 45,745,000 | 51,089,000 | 51,106,000 |
| Total loans | 26,812,000 | 28,577,000 | 29,611,000 | 34,371,000 |
| Allowance for loan losses | 485,000 | 506,000 | 517,000 | 531,000 |
| Securities available for sale | 1,011,000 | 1,260,000 | 760,000 | 755,000 |
| Securities held to maturity | 1,425,000 | 1,175,000 | 600,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,795,000 | 40,704,000 | 45,910,000 | 45,836,000 |
| Interest-bearing deposits | 34,618,000 | 34,305,000 | 38,031,000 | 38,353,000 |
| Noninterest-bearing deposits | 7,177,000 | 6,399,000 | 7,878,000 | 7,484,000 |
| Equity capital | 4,602,000 | 4,784,000 | 4,943,000 | 5,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,855,000 | 2,776,000 | 3,660,000 |
| Interest expense | 394,000 | 780,000 | 1,163,000 | 1,500,000 |
| Net interest income | 510,000 | 1,075,000 | 1,613,000 | 2,160,000 |
| Noninterest income | 63,000 | 133,000 | 208,000 | 277,000 |
| Noninterest expense | 336,000 | 686,000 | 1,050,000 | 1,498,000 |
| Provision for loan losses | 17,000 | 22,000 | 28,000 | 34,000 |
| Pretax income | 220,000 | 500,000 | 743,000 | 905,000 |
| Income tax | 80,000 | 177,000 | 262,000 | 319,000 |
| Net income | 140,000 | 323,000 | 481,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,595,000 | 4,778,000 | 4,936,000 | 5,042,000 |
| Total capital | 4,971,000 | 5,178,000 | 5,376,000 | 5,533,000 |
| Risk-weighted assets | 30,069,000 | 31,921,000 | 35,132,000 | 39,239,000 |