Call report 2007Q4
MERCANTILE BANK — 2007Q4
The 22 measures MERCANTILE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 609,799,000 | USD | evidence → |
| Total loans | 426,069,000 | USD | evidence → |
| Allowance for loan losses | 3,855,000 | USD | evidence → |
| Securities available for sale | 84,911,000 | USD | evidence → |
| Securities held to maturity | 5,336,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 499,082,000 | USD | evidence → |
| Interest-bearing deposits | 449,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,165,000 | USD | evidence → |
| Equity capital | 50,186,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,314,000 | USD | evidence → |
| Interest expense | 19,997,000 | USD | evidence → |
| Net interest income | 15,317,000 | USD | evidence → |
| Noninterest income | 5,912,000 | USD | evidence → |
| Noninterest expense | 12,751,000 | USD | evidence → |
| Provision for loan losses | 1,461,000 | USD | evidence → |
| Pretax income | 7,017,000 | USD | evidence → |
| Income tax | 1,459,000 | USD | evidence → |
| Net income | 5,558,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,162,000 | USD | evidence → |
| Total capital | 53,017,000 | USD | evidence → |
| Risk-weighted assets | 518,480,000 | USD | evidence → |