Call report 2003Q4
MERCANTILE BANK — 2003Q4
The 22 measures MERCANTILE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 473,029,000 | USD | evidence → |
| Total loans | 330,022,000 | USD | evidence → |
| Allowance for loan losses | 2,904,000 | USD | evidence → |
| Securities available for sale | 83,730,000 | USD | evidence → |
| Securities held to maturity | 18,059,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 389,728,000 | USD | evidence → |
| Interest-bearing deposits | 346,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,963,000 | USD | evidence → |
| Equity capital | 38,655,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,315,000 | USD | evidence → |
| Interest expense | 9,441,000 | USD | evidence → |
| Net interest income | 13,874,000 | USD | evidence → |
| Noninterest income | 5,712,000 | USD | evidence → |
| Noninterest expense | 11,379,000 | USD | evidence → |
| Provision for loan losses | 1,260,000 | USD | evidence → |
| Pretax income | 6,947,000 | USD | evidence → |
| Income tax | 1,899,000 | USD | evidence → |
| Net income | 5,048,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,589,000 | USD | evidence → |
| Total capital | 39,493,000 | USD | evidence → |
| Risk-weighted assets | 361,769,000 | USD | evidence → |