Call reports 2008
FIRST SECURITY BANK OF CONWAY — 2008
What FIRST SECURITY BANK OF CONWAY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Total assets | 396,357,000 | 403,671,000 | 392,065,000 |
| Total loans | 256,397,000 | 259,044,000 | 265,251,000 |
| Allowance for loan losses | 2,988,000 | 3,104,000 | 3,323,000 |
| Securities available for sale | 90,262,000 | 95,702,000 | 96,464,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 344,839,000 | 346,791,000 | 331,516,000 |
| Interest-bearing deposits | 306,427,000 | 306,655,000 | 290,265,000 |
| Noninterest-bearing deposits | 38,412,000 | 40,136,000 | 41,251,000 |
| Equity capital | 30,878,000 | 30,087,000 | 30,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Interest income | 6,063,000 | 11,864,000 | 17,621,000 |
| Interest expense | 2,743,000 | 5,137,000 | 7,342,000 |
| Net interest income | 3,320,000 | 6,727,000 | 10,279,000 |
| Noninterest income | 639,000 | 1,297,000 | 1,973,000 |
| Noninterest expense | 2,424,000 | 4,850,000 | 7,338,000 |
| Provision for loan losses | 180,000 | 395,000 | 743,000 |
| Pretax income | 1,474,000 | 2,924,000 | 4,318,000 |
| Income tax | 474,000 | 892,000 | 1,290,000 |
| Net income | 1,000,000 | 2,032,000 | 3,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Tier 1 capital | 28,388,000 | 28,672,000 | 29,027,000 |
| Total capital | 31,376,000 | 31,776,000 | 32,350,000 |
| Risk-weighted assets | 277,563,000 | 285,035,000 | 287,709,000 |