Call reports 2007
FIRST SECURITY BANK OF CONWAY — 2007
What FIRST SECURITY BANK OF CONWAY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 377,083,000 | 371,028,000 | 378,672,000 | 381,691,000 |
| Total loans | 256,094,000 | 257,588,000 | 259,259,000 | 259,621,000 |
| Allowance for loan losses | 3,099,000 | 2,914,000 | 2,805,000 | 2,931,000 |
| Securities available for sale | 80,068,000 | 81,411,000 | 84,062,000 | 78,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,529,000 | 325,261,000 | 332,879,000 | 336,891,000 |
| Interest-bearing deposits | 293,219,000 | 287,046,000 | 295,986,000 | 297,973,000 |
| Noninterest-bearing deposits | 38,310,000 | 38,215,000 | 36,893,000 | 38,918,000 |
| Equity capital | 27,947,000 | 28,126,000 | 28,934,000 | 29,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,132,000 | 12,376,000 | 18,691,000 | 25,123,000 |
| Interest expense | 2,908,000 | 5,861,000 | 8,929,000 | 11,927,000 |
| Net interest income | 3,224,000 | 6,515,000 | 9,762,000 | 13,196,000 |
| Noninterest income | 570,000 | 1,171,000 | 1,837,000 | 2,456,000 |
| Noninterest expense | 2,221,000 | 4,501,000 | 6,788,000 | 9,157,000 |
| Provision for loan losses | 90,000 | 230,000 | 430,000 | 820,000 |
| Pretax income | 1,485,000 | 2,964,000 | 4,395,000 | 5,699,000 |
| Income tax | 531,000 | 1,053,000 | 1,548,000 | 1,934,000 |
| Net income | 954,000 | 1,911,000 | 2,847,000 | 3,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,577,000 | 27,332,000 | 27,649,000 | 27,950,000 |
| Total capital | 29,676,000 | 30,246,000 | 30,454,000 | 30,881,000 |
| Risk-weighted assets | 273,635,000 | 273,999,000 | 275,351,000 | 275,675,000 |