Call reports 2006
FIRST SECURITY BANK OF CONWAY — 2006
What FIRST SECURITY BANK OF CONWAY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 338,199,000 | 360,986,000 | 360,711,000 | 365,391,000 |
| Total loans | 244,532,000 | 247,997,000 | 250,672,000 | 256,299,000 |
| Allowance for loan losses | 3,330,000 | 3,327,000 | 3,276,000 | 3,106,000 |
| Securities available for sale | 60,394,000 | 68,463,000 | 78,133,000 | 77,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,762,000 | 317,846,000 | 316,785,000 | 321,678,000 |
| Interest-bearing deposits | 256,770,000 | 278,803,000 | 280,401,000 | 285,434,000 |
| Noninterest-bearing deposits | 39,992,000 | 39,043,000 | 36,384,000 | 36,244,000 |
| Equity capital | 24,350,000 | 24,214,000 | 25,813,000 | 26,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,878,000 | 10,218,000 | 16,040,000 | 22,061,000 |
| Interest expense | 1,967,000 | 4,243,000 | 6,950,000 | 9,737,000 |
| Net interest income | 2,911,000 | 5,975,000 | 9,090,000 | 12,324,000 |
| Noninterest income | 597,000 | 1,219,000 | 1,869,000 | 2,486,000 |
| Noninterest expense | 1,978,000 | 4,013,000 | 6,198,000 | 8,322,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 260,000 |
| Pretax income | 1,447,000 | 3,007,000 | 4,593,000 | 6,241,000 |
| Income tax | 580,000 | 1,186,000 | 1,786,000 | 2,398,000 |
| Net income | 867,000 | 1,821,000 | 2,807,000 | 3,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,141,000 | 23,435,000 | 24,475,000 | 25,568,000 |
| Total capital | 26,421,000 | 26,723,000 | 27,751,000 | 28,674,000 |
| Risk-weighted assets | 262,413,000 | 263,048,000 | 266,265,000 | 274,180,000 |