Call reports 2005
FIRST SECURITY BANK OF CONWAY — 2005
What FIRST SECURITY BANK OF CONWAY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 294,031,000 | 305,792,000 | 307,291,000 | 321,272,000 |
| Total loans | 224,438,000 | 232,030,000 | 238,073,000 | 239,067,000 |
| Allowance for loan losses | 3,210,000 | 3,193,000 | 3,247,000 | 3,284,000 |
| Securities available for sale | 39,230,000 | 40,033,000 | 34,957,000 | 49,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,638,000 | 269,026,000 | 265,222,000 | 279,096,000 |
| Interest-bearing deposits | 223,072,000 | 230,804,000 | 230,711,000 | 241,609,000 |
| Noninterest-bearing deposits | 32,566,000 | 38,222,000 | 34,511,000 | 37,487,000 |
| Equity capital | 23,543,000 | 24,166,000 | 24,269,000 | 24,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,951,000 | 8,139,000 | 12,534,000 | 17,176,000 |
| Interest expense | 1,183,000 | 2,510,000 | 3,987,000 | 5,780,000 |
| Net interest income | 2,768,000 | 5,629,000 | 8,547,000 | 11,396,000 |
| Noninterest income | 501,000 | 1,066,000 | 1,656,000 | 2,279,000 |
| Noninterest expense | 1,947,000 | 3,818,000 | 5,765,000 | 7,947,000 |
| Provision for loan losses | 40,000 | 100,000 | 216,000 | 276,000 |
| Pretax income | 1,306,000 | 2,796,000 | 4,237,000 | 5,467,000 |
| Income tax | 489,000 | 992,000 | 1,542,000 | 2,042,000 |
| Net income | 817,000 | 1,804,000 | 2,695,000 | 3,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,934,000 | 22,373,000 | 22,715,000 | 22,688,000 |
| Total capital | 24,959,000 | 25,517,000 | 25,890,000 | 25,768,000 |
| Risk-weighted assets | 241,870,000 | 251,498,000 | 253,924,000 | 245,992,000 |